Newest Emerging CBA
Banking Across Africa
Chaincore is an intelligent core banking platform built to help banks, microfinance institutions, and credit-focused lenders innovate, scale operations, and expand financial access across underserved communities and fast-growing urban economies.
Our Mission
Chaincore is redefining core banking for the underserved.
At Chaincore, we believe financial inclusion starts with smarter banking infrastructure. We’re dedicated to powering the next generation of financial institutions with a platform that’s secure, scalable, and tailored for the unique needs of Africa’s markets, from urban digital banks to rural microfinance agents.
01
Manage customer accounts with ease
Open, track, and maintain accounts across all channels.
Ensure smooth operations with real-time account control.
02
Assess credit risk using AI-driven insights
Analyze behavioral and financial data instantly.
Make smarter, faster lending decisions with confidence.
03
Disburse loans with built-in insurance coverage
Protect borrowers and lenders with embedded coverage.
Minimize risk while expanding credit access at scale.
04
Reach underserved and remote communities
Deliver financial services through mobile and agents.
Connect with customers beyond traditional bank reach.
Built-In Tools
Purpose-Built Features for African Financial Institutions
Pre-integrated solutions for faster, smarter operations.
AI-Powered Credit Scoring
Make faster, smarter lending decisions using behavioral and alternative data, even for first-time borrowers.
Modern Core Banking, Simplified
Manage accounts, loans, ledgers, and compliance with a modern, secure platform built for African financial institutions.
Agent Toolkit & Offline Access
Onboard customers in rural areas through agents and field officers, with offline-first capabilities for low-connectivity zones.
Embedded Loan Insurance
Reduce defaults with auto-included business insurance on every disbursed loan integrated via API.
Intelligent Reporting & Risk Dashboard
Track credit performance, collections, fraud flags, and real-time repayment risk in a single interface.
Secure & Compliant
Built for evolving regulatory environments, with security and compliance considerations integrated across the platform.
Who It's Built For
Empowering Institutions Driving Financial Access
From regulated banks to digital-first fintechs, Chaincore is built to power organizations focused on scale, innovation, and inclusion across Africa.
Microfinance Banks
Modernize operations, expand rural lending, reduce NPLs, and serve millions through agent networks.
Lending Firms & Cooperatives
De-risk informal lending with embedded insurance and AI-driven scoring.
Digital Neo Banks & Fintechs
Plug into Chaincore’s APIs to launch loan products fast with scoring, ledgers, and disbursement logic out-of-the-box.
Government & Development Partners
Deploy large-scale financial inclusion initiatives with rural reach and traceable performance data.
Built-In Tools
Trusted Partners
& Integrations
Trusted by leading microfinance institutions, backed by industry veterans, and integrated with Nigeria’s top insurers.